FAQ´S

 It’s known that the home buying process comes with many FAQs and the home selling process is no different.  Whether you have never sold a home or have sold half a dozen, there are many questions that come with the process.  This certainly is due to the fact that selling a home isn’t a process that is practiced regularly by home owners and also that rules, regulations, and the industry change on a daily basis. 

When is the best time to sell my home?

 This frequently asked question cannot be answered with a simple or general answer.  Every real estate market is different, therefore, the best time to sell a home will be different from real estate community to real estate community.  

 Since every home sellers situation is different, you should discuss the timing of your home sale with your Realtor.  In some cases, selling a home during the fall & winter months actually maybe better than waiting until the spring real estate market.  This is due to a combination of many factors including lower competition and that serious buyer’s are always looking for a home, just to mention a couple factors. 


What steps should I take to prepare my home for sale?

 There are several things you need to know before listing your home for sale!  A frequently asked question from home sellers before listing is what steps should be taken before listing their home.  Not properly preparing a home for sale can put a home owner at a huge disadvantage.The expression “You never get a second chance to make a first impression” is absolutely true when it comes to selling a home.  When selling a home you must be sure that your home presents itself in the best possible light.  Making sure clutter is at a minimum, freshly painting rooms, installing new carpeting, or ensuring odors are non-existent are just a handful of things that should be done before listing your home for sale. 

How much is my home worth?

When you're ready for a professional home-value assessment, a Casa Bella Properties  real estate agent can evaluate your home in person and give you pricing recommendations based on its unique characteristics. Talk to a Casa Bella agent  who specializes in your area for a free consultation. 

What is a good credit score to buy a house?

 If only it were that simple. When trying to answer the question, What credit score is needed to buy a house? there is no hard-and-fast-rule. Here’s what we can say: if your score is good, let’s say higher than a 660, then you’ll probably qualify. Of course, that assumes you’re buying a house you can afford and applying for a mortgage that makes sense for you. Assuming that’s all true, and you’re within the realm of financial reason, a 660 should be enough to get you a loan.Anything lower than 660 and all bets are off. That’s not to say that you definitely won’t qualify, but the situation will be decidedly murkier. In fact, the term “subprime mortgage” refers to mortgages made to borrowers with credit scores below 660 (some say below 620 or even 600). In these cases, lenders rely on other criteria — reliable source of income, solid assets — to override the low credit score.If we had to name the absolute lowest credit score to buy a house, it would likely be somewhere around a 500 FICO score. It is very rare for borrowers with that kind of credit history to receive mortgages. So, while it may be technically possible for you to get a loan with a score of, say, 470, you would probably be better off focusing your financial energy on shoring up your credit report first, and then trying to get your loan. In fact, when using SmartAsset tools to answer the question, What credit score is needed to buy a house?, we will tell anyone who has a score below 620 to wait to get a home loan. 

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